Question: Okay, so I’m discharged from the military. I have a DD214. How do I go about getting a COE that I’m hearing about, and what is that? Okay, so if you’re discharged from the military and we’re going to … Continued
Let’s say my wife and I are buying a home together. And let’s say her credit is at where it needs to be. She has a bunch of debt and bad collections and all that kind of stuff. Do I … Continued
Okay. So bank statement lending. Ooh, let’s talk about that. This would be for somebody that maybe they don’t file tax returns, or maybe they do file tax returns, they just write off all their income. I’ve had people make … Continued
This is Episode One of The One Minute Mortgage Solution. So, here’s what we had. We had a client with a 590 credit score, only $2,000 to work with, wanting to buy a $315,000 home. So how did we … Continued
Question:When people say that they have evictions and stuff from maybe apartment complexes, how does that affect them purchasing a home? BOB: So we’re going to have to know when it was and we have to know, is it reporting … Continued
What are you willing to give up to get out of debt? Consumer credit card debt has reached the highest level and it did it this year at $1 trillion. Financial stress is taking a toll on people. Their relationships, … Continued
Guys, let’s face it, I know I’m not the sexy one in the transaction. You’re not going to want to talk to me about your credit, your income, or your assets. You’re always going to want to go to a … Continued
Guys, if you listen to mainstream media, they’re going to tell you, you need a perfect credit score, a 720 credit score to get home loans. And that is absolutely not the case. In today’s market, there are so many … Continued
So, right now, we’re seeing a lot of people that are really concerned about interest rates. They’re wanting to find out, how do they get the lowest rate as we start to see interest rates rise? So, let’s kind of … Continued
